Coastline — free retirement & FIRE calculator for the US & Canada

A year-by-year financial decision simulator with real tax math: careers, housing, student loans, Roth conversions or an RRSP meltdown, Social Security / CPP & OAS, and Monte Carlo market stress-testing — with the exact calculation behind every number, one click away.

• When can I retire — and with what odds my money lasts?
• Roth conversion & RRSP meltdown strategies, withdrawal orders, claim-age timing
• US federal + state and Canadian federal + provincial tax, modeled year by year
• Free, no login — your inputs are used only to compute your numbers, never stored or logged

Loading the simulator…